Home · Davis County Hail Damage
Hail damage · Davis County, Utah
A severe storm crossed Davis County on the afternoon of Friday, September 18, 2026. If your roof was under it, any damage is probably real and probably invisible from your driveway. We will get on the roof and tell you straight, including “your roof is fine.”
You usually cannot tell from the ground, and that is the whole problem with hail. On an asphalt roof, a hail bruise crushes the mat under the granules without breaking the surface, so the roof looks completely normal from your front yard while the shingle’s remaining life has been cut short. The reliable tell is soft metal: dented downspouts, gutter aprons, window screens and air-conditioner fins. If those are marked up, your roof took the same hits. Compass Roofing inspects free, photographs every slope, and gives you a straight answer on whether there is a claim worth filing or nothing to worry about.
What actually happened
The National Weather Service put a tornado warning over Layton, Kaysville and Farmington shortly before 1:45 p.m., and it ran until about 2:15 p.m. A separate severe thunderstorm warning covering Weber and Davis counties carried wind gusts over 60 mph, heavy rain and the possibility of flash flooding.
A tornado did touch down that afternoon, at 3:19 p.m., on the ridgeline near Francis Peak above Fruit Heights at roughly 7,500 feet. It was in an unpopulated area and it caused no damage. We are saying that plainly because the word “tornado” is about to be used on a lot of doorsteps in this county over the next two weeks, and you should know exactly what it did and did not do. It hit a mountain. What reached your street was hail and wind.
On the hail itself, Fox 13 reported that golf ball–sized hail was seen in the area. Hail cracked the windshield of a vehicle outside a Kaysville home. In Layton, the roof of the Men’s Wearhouse at 1850 N Woodland Park Drive was damaged badly enough that water came through the ceiling. Severe weather was also documented at Hill Air Force Base and in Clearfield.
What nobody has published is a measured hail diameter for any particular street. A news report of golf ball hail somewhere in Davis County is not a measurement of what fell on your house, and any roofer who tells you the exact size that hit your address is guessing. The only way to know what your roof took is for someone to get on it.
Ninety seconds, no ladder
Hail marks up soft metal long before a shingle shows anything, and all of it is at eye level. Walk your house and look at:
Finding nothing is genuinely good news, and plenty of homes in this swath will find nothing. Finding dents is your signal to have someone look at the roof.
This week in Davis County
A big hail event pulls in trucks from several states away. Some are fine. Some will be gone before your warranty matters. You are allowed to take a few days, get more than one look at the roof, and check that whoever you hire is licensed in Utah and will still be reachable in five years. Nobody legitimate needs your signature this afternoon.
Utah Code 13-50-202 and 13-50-203 give you five business days to cancel a storm repair contract in writing if your insurer denies any part of your claim, and require the contract itself to carry that cancellation notice plus a detachable cancellation form. Ask any roofer whether theirs does. We do not ask for a contingency agreement at all.
This is the single most common reason a real claim never gets filed. Hail bruising on asphalt is close to invisible from the ground and often hard to see from a ladder at the eave. It takes walking the slopes. That is a 30 to 45 minute job and it costs you nothing.
On an approved claim your out-of-pocket is your deductible, commonly $1,000 to $2,500 in Utah. It is illegal in Utah for a contractor to rebate, absorb or discount it, so anyone offering to make it disappear is telling you something important about how they do business. What we promise instead is no surprise bill on top of it.
What happens if you call us
We get on the roof, chalk and photograph what we find on every slope, and hand you the photos whether or not there is a claim in it. If the damage is real, we help you file and we meet your adjuster on the roof so legitimate damage gets seen and counted. What we will never do is tell you your claim is going to be approved. That decision belongs to your insurer and to nobody else. What we guarantee is our own work: an itemized written price before anything starts, and a 10-year transferable workmanship warranty on a full replacement.
We are based in Ogden, about twenty minutes up I-15 — not a Davis County storefront, and we are not going to pretend otherwise. What that does mean is that we are licensed in Utah, we were here before this storm, and we will be here after the out-of-state trucks have moved on to the next one.
More detail on the claim process is on our wind, hail and storm damage page, and on what an inspection actually involves on our free roof inspection page. If your roof turns out to be at the end of its life anyway, roof replacement walks through what that costs and what it includes.
Where we are working this month
Under the tornado warning, and a hail-cracked windshield reported. The mid-century central neighborhoods are on their second or third roof.
The one confirmed structural roof hit of this storm, on Woodland Park Drive. Mall-era neighborhoods here still carry T-lock shingles that cannot be patch-matched.
Under the same warning, at the mouth of the canyon, and directly below where the tornado touched down on the ridge.
Severe weather documented here and at Hill Air Force Base. A lot of post-war housing stock with roofs already near the end.
Davis County hail FAQ
Nobody has published a measured diameter for any specific street, and we are not going to invent one. Fox 13 reported that golf ball–sized hail was seen in the area, the severe thunderstorm warning mentioned hail up to half dollar size, and hail cracked a car windshield at a Kaysville home. Those are reports of what the storm did somewhere in the county, not a measurement of what fell on your house. Radar tells you hail was very likely; it does not give a diameter. The only way to know what your roof took is to get on it.
No. The National Weather Service confirmed a tornado touched down at 3:19 p.m. on Friday on the ridgeline near Francis Peak above Fruit Heights, at about 7,500 feet. It was in an unpopulated area and caused no damage. A tornado warning did cover Layton, Kaysville and Farmington earlier that afternoon, which is why sirens and phone alerts went off. What actually reached homes in the valley was hail and wind, not a tornado.
Yes, and that is the most common situation we get called to. Hail bruising crushes the shingle mat underneath the granule surface, so it frequently is not visible from the ground or even from a ladder at the eave. A roof that looks untouched from the driveway can have taken enough impact to shorten its life by years. The inspection takes 30 to 45 minutes, costs nothing, and often ends with us telling people their roof is fine.
In Utah the window is typically about 12 months from the date of the storm, but the deadline is set by your policy, so ask your agent for your exact number. Do not wait it out either way. Insurers expect prompt reporting, and damage documented in September is far easier to tie to the September 18 storm than damage reported next spring.
We cannot tell you that, and any roofer who does is making it up. Your insurer decides what is covered based on your policy, your roof’s age and what the adjuster sees. Most Utah homeowners policies cover sudden hail damage, though many switch from full replacement cost to depreciated value once a roof passes roughly 10 to 15 years. What we control is the documentation: dated photos of every slope and a written scope, so the decision gets made on what is actually up there.
That is your call, and plenty of door-knockers are legitimate. Two things worth checking either way. First, most Davis County cities — including Kaysville, Layton, Farmington, Clearfield, Clinton and Syracuse — require a city solicitor licence and a background check before anyone knocks, and licensed solicitors carry a photo badge you can ask to see. Second, check their Utah contractor licence, not just a business card. Both take a minute and both are worth it after a storm.
No. The inspection is free, the photos are yours, and you get them whether or not you hire us and whether or not there is any damage. There is no contingency agreement to sign before we look.
Free inspection
Tell us your address and what you are seeing, and we will get right back to you. Prefer to talk now?
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952 28th St, Suite D · Ogden, UT 84403
Serving Ogden & Northern Utah · Locally owned & operated
Free inspection, dated photos of every slope, and a straight answer — including “your roof is fine.”
